Big buys
made easy.

Up to $50k*.
Fast approvals.

Up to $50k*.
Fast approvals.

Flexible finance made for living.
Up to $50,000* and flexible
repayment terms up to 10 years*.

Whatever life brings, from the awesome to the unexpected, humm® is the new flexible way to finance it.

What is humm?

humm makes borrowing convenient and accessible for everyone. With a focus on innovation and customer satisfaction, humm offers tailored plans to meet individual needs.

What you can expect as a customer:
  • Speedy application process and fast approval
  • Pay it back on your terms

Who can humm?

Before you apply, there are some criteria you need to meet.
  • Be 18+ years old
  • Permanently reside in Australia
  • Hold a valid Australian ID
  • Have a regular source of income

Getting started is easy!

This bit's super simple. You can head to our website and apply or download the App from either the App Store or Google Play. Just follow the prompts to apply and you're good to go. Niiice!

How do I shop with humm?

Pre-approval is the way to go on this. Apply before you shop, through the humm App. Just tell us how much you'd like pre-approved (up to $50,000) and you'd be guided through a short application process.

humm is fast* and simple to use no matter where you prefer to shop, either in-store or online by simply selecting humm at checkout.

*Approval subject to credit assessment criteria. Fees, charges and interest if applicable may vary depending on the merchant and amount of credit and will be detailed in your loan schedule. Please review your loan schedule and the product terms and conditions carefully before accepting. Credit provided by Once Credit Pty Limited (ABN 99 112 319 632, Australian Credit Licence No. 386194), a subsidiary of humm group limited. Credit is provided subject to the Terms and Conditions.